LifeLock

Overall Ranking: B+

Price $9.99 To $29.99 Per Month
Owners: 
Mr. Todd Davis, Executive Vice Chairman

Mr. Michael Hargis, Vice President, Member Services & Operations

Hilary Schneider, President

Website: www.lifelock.com

Honestly one of the most frequent complaints any police department receives is regarding some type of identity theft, bank fraud or phone scam.  I’ve spend some time researching different avenues to protect yourself against these issues, some of which I discuss at length in my blog post titled, 7 Identity Theft Scams And The Best Identity Theft Protection, (Click the title to be taken to the blog post).

But in this post, I’d like to take a minute and write up a review on Life lock, which I have found to be the most popularly used anti-theft service out there.  So, let’s get started.

In their own words, Life Lock explains what they do and how they do it in a three steps system.  First they “Detect,” where they, only a daily basis scan and constantly monitor over a trillion data points that help detect any kind of identity theft potential issues.  Next, if some type of fraud or suspicious activity is detected, they “Alert” you and verify whether it is in fact fraud, or, it is you that is responsible for the activity.   They can and will alert you, via text message, phone or email.  Third, LifeLock “Restores” if your identity has been compromised and in fact there was breach of any kind, they quickly and effectively work to get the issue or issues cleaned up and you back in business.  And they are definitely committed to what they are doing, they will spend up to one million dollars, per customer to hire experts to help in any and all recovery issues.

They offer a wide range of membership plans that run between about $10 to $30 per month depending on how my protection, or proactivity on their part you are interested in having.  The really cool part about LifeLock is that they offer, under their full membership programs, a “Junior” protection plan which concentrates specifically on protecting the identity of your children.

A Quick Look At Their Plans And What Each Will Cover:

Starter Plan That Is $9.99 Per Month:

LifeLock Identity Alert®System

Lost Wallet Protection

Address Change Verification

Black Market Website Surveillance

LifeLock Privacy Monitor

Reduced Pre-Approved Credit Card Offers

Live Member Service Support

Identity Restoration Support

$1 Million Service Guarantee

Stolen Funds Replacement Up To $25,000

LifeLock Advantage Plane That Is $19.99 Per Month:

LifeLock Identity Alert®System

Lost Wallet Protection

Address Change Verification

Black Market Website Surveillance

LifeLock Privacy Monitor

Reduced Pre-Approved Credit Card Offers

Live Member Service Support

Identity Restoration Support

$1 Million Service Guarantee

Stolen Funds Replacement Up To $100,000

Fictitious Identity Monitoring

Court Records Scanning

Data Breach Notifications

Credit Card Activity Alerts

Checking and Savings Account Activity Alerts

Online Annual Credit Report

Online Annual Credit Score

LifeLock Ultimate Plus Plan That Costs $29.99 Per Month:

LifeLock Identity Alert®System

Lost Wallet Protection

Address Change Verification

Black Market Website Surveillance

LifeLock Privacy Monitor

Reduced Pre-Approved Credit Card Offers

Live Member Service Support

Identity Restoration Support

$1 Million Service Guarantee

Stolen Funds Replacement Up To $1 Million

Fictitious Identity Monitoring

Court Records Scanning

Data Breach Notifications

Credit Card Activity Alerts

Checking and Savings Account Activity Alerts

Online Annual Credit Report

Online Annual Credit Score

Checking and Savings Account Application Alerts

Bank Account Takeover Alerts

Investment Account Activity Alerts

Credit Inquiry Alerts

Online Annual Tri-Bureau Credit Reports

Online Annual Tri-Bureau Credit Scores

Monthly Credit Score Tracking

File Sharing Network Searches

Sex Offender Registry Reports

Priority Live Member Service Support

LifeLock has been in business since 2002 and has a B+ rating with the Better Business Bureau.  Although there are a lot of options out there, I wanted to start with what I’ve always believed to be the most trusted.  Feel free to leave a comment below and offer any other suggestions or services you think might be helpful or anything you’d like me to take a look at and review.

To learn more or to sign up for the membership just go to www.lifelock.com

Thanks for taking a few minutes here to learn a little more about ways to protect all that is your life!

 

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