Women Safety

 

Always Have A Plan–Always Be Aware Of Your Surroundings–Always Be  Prepared!

In Every Lesson We Teach Here At Prepare To Act Each Has One Common Core Message That Will Keep You Safe In Every Scenario –

Have A Presence Of Mind – The Ability To Remain Calm And Take Quick, Sensible Action!!

So That Said – Let’s Get Started In The Beginning – Most Importantly – Calling 911

As a police officer I have been directly involved in the 911 Emergency Calling System.  Although it becomes routine to myself and other emergency service personnel and may seem simple to you, there are some vital tips that could mean the difference between life and death.

Let’s See What You Know

1. When Calling 911 What Information Will The Emergency Dispatchers Automatically Know?

2.When Calling From A Cell Phone Will Emergency Dispatchers Know Your Name, Number And Location?

3. If You Do Call 911, But Can’t Speak – Will The Emergency Dispatchers Send Help Automatically?

When Calling 911

1. Always Stay Calm – It’s important to remember that the emergency dispatcher on the other end has no idea, who you are, where you are or what the emergency is. If you can’t stay calm, speak slowly and clearly, they may not be able to get the information quickly that they need to get you help.  Speak, slowly, clearly, calmly and intentionally.

2. Know Where You Are – If you don’t know the address that you are at how can help get to you? To answer the question above, 911 calls from your cell phone will not give exact locations.  911 operators, when calling from your cell phone will know only your latitude and longitude, within 50 meters or so – most of the time. By always knowing exactly where you are, if the situation arises and you have to call 911, clearly state you location and what type of an emergency you are having.  Remember emergency dispatchers have the ability to quickly and seamlessly play back calls, that way if they miss the information for some reason, they can easily go back and get it.

One last thing on cellular phones – any phone will do – Meaning, even if you have a cellular phone that is not connected to a service, wireless carriers are required to complete 911 calls. Any phone that can turn on and has the ability to receive a signal is capable of making a 911 call.

*However, there are some apps out there that help address the 911 cellular call issue.  Check out our review page on this site where we go through a few of them.

3. Let The Dispatcher Lead The Conversation – Once you have established contact and you’ve been able to relay the vital information, location and reason for your emergency, allow the emergency dispatcher to lead the conversation. They know what information they need to do their and they know in what order they need.   Keep in mind, when calling 911, you don’t know that dispatcher was handling or working on at the time of your call. They could be very busy with other emergencies and will need to prioritize calls.

Check Out Our Classroom Page Where You Can Find Helpful Videos On When To Call And What To Expect When You Do Call 911.

Click Over To  Our Reviews Page Where We Have Listed And Reviewed Some Apps For You That Might Be Helpful In An Emergency Situation.

And Don’t Forget To Continually Check Back For New Updates And To Join In On The Discussion With Other Community Members.

Coming Soon A Discussion On Domestic Violence, We’ll Give You The Answers And Let You Know Where You Can Find The Help You Need.

Comment Below With Any Questions Or Comments And With Your Email Address So We Can Keep You Up To Date On All Of The New Content That Comes On Prepare To Act!

 

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Best Identity Theft Protectinon And Fraud

  Identity theft is one of the most expanding areas of non-violent crime that we see today. In this post we will identify what you can do to have the best identity theft protection out there.  Check out our Product Reviews Page and see the good and the bad of identity theft protection companies like, LifeLock Identity Theft Protection, Experian, True Identity and more.

Identity Theft – The fraudulent acquisition and use of a person’s private identifying information usually for financial gain.

Statistically Speaking

In 2016 $16 Billion Was Stolen From 15.4 Million U.S. Consumers Compared TO $15.3 Billion From 13.1 Billion Victims In 2015. 

In The Past Six Years Identity Thieves Have Stolen Over $107 Billion.

Of the 3.1 million consumer fraud and identity theft complaints received in 2015, 16 percent were related to identity theft.  

Identity Theft Has Increased By More Than 47 % From 2014

 

From The Insurance Information Institute

 Answer This:  If You Have A Credit Or Debit Card Stolen, And $1,000 Is Illegally Charged On It…Who Is The Victim? And What Steps Should You Take Next?  Keep Reading For The Answer…

 Most Common Ways Identity Theft Can Happen To You:

Following are many examples of different types of scams that are out there and different ways that bad guys will attempt to steal information and ultimately your money from you.

Following each example I list some simple solutions to help prevent each scam from happening to you.

Wallet And Purse Thefts –   I figured I would start here at the most obvious place.  Once the bad guys have these items they are in really good shape.  Couple key things to remember here, if you’re shopping, DO NOT leave your purse in the carriage while focusing on finding the best head of lettuce. Also, do not feel the need to carry your social security card, all of your credit cards, checkbooks and bank deposit slips with you.  We will be covering more of these hints throughout this section as well some up coming blogs. Please, take a minute to sign up to our email newsletter to stay on top of new content that we add.

Protect Yourselff

Make Sure Your Purse Is Closed Or Clasped At All Times

Carry Your Purse Close To You

Rather Than Carry A Huge, Gigantic Purse, Carry A Small Clutch That Only Holds The Cards And Identifiable

Information That You Need For That One Particular Trip Or That One Particular Store

Do Not “Over The Neck And Shoulder” Sling Your Purse Strap. This Can Easily Be Used To Pull You To The Ground And Ultimately Have The Strap Break Anyway.

If You Do Carry A Large Purse Hold It In Front Of You And Always, Always, Always Keep It Closed And In Front Of You, In Site!

ChrisCop Tip:   Your purse, wallet, checkbook, credit cards, cash, lipstick and pack of gum are not worth being killed or seriously hurt over.  Please understand this.  Do what you can to protect yourself and your belongs- then become a good witness and call 911!   Our first blog on this site was written in regard to what to expect when calling 911, check it out.  Also, we are next working on a blog of being a good witness…if you haven’t done so….take a minute to sign up to our email list to be notified of changes and upcoming information and training’s!

 

In Your Garbage – Dumpster divers could easily pick through your trash and find enough personal information to put together and assume your identity.  Did you know that in most states, once your garbage can is pulled to the end

Protect Yourself:

Shred Everything Before Putting It Into Your Garbage! CrossCut Shred If Possible

Go Paperless….pay and receive your bills online…this makes life so much easier all the way around

Always Keep Track Of Your Credit Report…Services Like CreditKarma.com And

FreeCreditReport.com Are Two Places That Are Helpful. We Will Be Doing A Product Review Of These Two Services And Others In The Near Future.

Huge Trick Here Remember Above I Said That People Can Rummage Through Your Garbage Once You Haul It To The Street? Bad Guys Like The Darkness Of Night…So…Drag Your Can Out To The Street At Daylight And Before You Leave Work.

In Your Mail –  If the bad guy were to steal your mail it would be easy for him/her to simply fill out pre-approved credit card applications and change the mailing address to a PO Box that they can access. By the time it is tracked down, the moneys spent the box is closed and the bad guy has moved on.

Protect Yourself:

Use A Locking Mailbox

Do Not Leave Your Mail In The Box For An Extended Period

Rent A PO Box At The Post Office

Cop Tip:  If you are planning a long trip, ask a neighbor, friend or family member to routinely pick up your mail and your delivered newspaper.  Or better yet, put a freeze on your newspaper delivery (If at this point of our existence you still do have a newspaper delivered. I do for that matter, I love the idea of reading an actual paper). Anyway, if you allow your newspapers and mail to collect it will draw the attention of the bad…they will know you are away!   Plans to have home invasion and burglary prevention content and courses posted in the future….sign up for the email notifications now!

Shoulder Surfing – This is exactly what it sounds like, you’re at the ATM, not paying attention and you enter your pin to remove cash. But, your mind is not present, your kids are crazy today, your cell phones ringing and you simple fail to see the bad guy looking over your shoulder, stealing your information. Yes it sounds crazy, but, yes it certainly does happen.  Another way this can happen is simply by a hidden camera in the area focused on the key pad that not only steals your pin, but your card number and expiration date.   Game On!

Protect Yourself:

Keep A Presence Of Mind – (See Our First Blog) In Other Words…PAY ATTENTION!

Be Aware Of Your Surroundings

If You Plan To Use A Walk Up ATM, Before Exiting Your Car Take A Second To Look Around And Look For Anything Or Anyone Suspicious.

Use Cash For Transactions Instead Of Taking The Chances With Your ATM Card.

Do Not Write Down Passwords Or PIN’s Where Someone Can Find Them, Like Your Wallet Or Your Purse

Skimming – Is when a small device is placed by a bad guy on any machine that a credit/debit card is swiped for payment.  These devices can scan and store credit card data from the magnetic strip on your card, this data is recorded and this information can then be sold to others for use illegally.  Skimmers are often found at gas pumps, ATM machines and restaurants.  Remember, crooked employees, at say gas stations for instance could have skimmers hidden out of site just to make life that much more difficult.

Protect Yourself:

Make Sure Your Card Stays In Sight At All Times…If You Are At A Retail Store Or Restaurant And Are Not Comfortable Pay Cash!

Remember Your Credit/Debit Card Is Exactly Like Cash – Treat It Like A Gold Nugget! If In Any Certain Situation You Hand Someone Cash – Do Not Hand Them Your Credit/Debit Card

Check Your Receipts To You Bank Statements

Monitor Your Credit Reports! Monitor Your Credit Reports! Monitor Your Credit Reports!

Social Engineering –  This is the practice of someone either in person, over the telephone, or computer, that uses means to deceive someone else into divulging sensitive information.  In order to pull this off these con men normally need to know some information that lead the victim to believe they are legitimate and give the information they are asked.

Protect Yourself:

Do Not Give Your Personal Information To Anyone You Do Not Trust Or Do Not Know.

If You Have Doubts Or An Instinct Of Bad Feeling – Trust it And Don’t Do It. (In Anything In Life!!)

Get A Good Contact Number To Call Back…Before Doing So…Google That Number And See If In Fact It Does Come Back To The Stated Business, Establishment Or Person.

Verify The Person’s Identification

Pretexting – This requires a little bit of research and extra work on the bad guys end.   He or she will need to do leg work to learn a little bit of personal and/or private information on you.  They will call you attempting to convince you that they are from a business that you already do business with.  Their goal is to convince you to give them more private information that they will use to steal whatever identity you may have left.

Protect Yourself:

Confirm Who It Is That You Are Speaking To

Get A Good Contact Number To Call Back…Before Doing So…Google That Number And See If In Fact It Does Come Back To The Stated Business, Establishment Or Person.

Question Why They Need The Requested Information

Hang Up And Call The Company Directly

Pharming – This is simple, taken for face value, but, to pull it off takes a little work.  The bad guy is able adjust or tamper with the website you may be searching for and ultimately, send you to the website that they’ve created.  Once on this site it automatically captures your personal information. Now, the victim feels that they are on a trusted site and feel way more comfortable to supply deeper personal information.

Protect Yourself:

 

If It’s A Merchant Account, Check The Padlock Symbol In The Right-Hand Bottom Of The Websites Scroll Bar.

Contact the Website Administrator Or The Organization Directly Via Telephone To Verify That Such Requested Information Is Needed

If You Did In Fact Submit Your Information And Later Heat That It Was In Fact A Scam, Demand That Your Accounted Be Permanently Closed.

Review Your Credit Report

Vishing – These could be automated voice calls that informing you that you won a prize or that there’s been an emergency and they come up with a reason that you need to disclose your personal, identifiable information and/or your credit/debit card information.

Protect Yourself:

Always Be Suspicious Of Unsolicited Phone Calls.

Use Your Caller I.D.

Look Up The Company Information On the Internet By Using The Number On The Caller I.D.  You Can Do This By Following This Link www.whitepages.com/reverse_phone

Call The Organization Back, BUT Not The Number That Shows Up On Your Caller I.D. Instead Use The Number You Identify Through The Internet

If You Determine That The Original Call You Received Was In Fact A Vishing Attack Report The Incident To The Internet Crime Complaint Center (IC3) At ic3.gov or File A Complaint With The Federal Trade Commission At www.ftccomplaintassistant.govRegister With The National Do Not Call Registry – donotcall.gov

If You Do In Fact Lose Money From A Vishing Scam, You Should Contact Your State Attorney General’s Office Immediately.

What Can Happen Once They Have The Information

According To The Department Of Justice, With enough of your identifiable information a bad can completely take over your identity to conduct any of the following crimes and then some:

False Applications For Credit Cards And Loans

Fraudulent Withdrawals From Bank Accounts

Fraudulent Use Of Telephone Calling Cards Or Online Accounts

Or

Obtaining Other Goods Or Privileges Which The Criminal Might Be Denied If He Were To Use His Real Name

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